Legal and economic repercussions of the credit card market

The project aims to present an overview of the operation of the credit card market in Brazil, analyze its legal and economic implications, and propose possible paths for developing this segment of the Brazilian credit market.

Project Objectives

The Project had the following objectives: (i) to carry out a historical survey of credit granting practices through cards in Brazil; (ii) to identify and describe the risks of the credit card market for participants in card payment arrangements, such as issuers, accreditors, flags, commercial establishments, and consumers; and (iii) to analyze the relationship between the concession practices and forms of use of credit cards in Brazil and consumer indebtedness.

Partnership

The statements provided by staff members of Fundação Getulio Vargas, which inform their identification as such, in articles and interviews published in the media in general, exclusively represent the opinions of their authors and not necessarily the institutional position of FGV. FGV Regulation No. 19/2018.

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